Category Archives: Uncategorized

The Benefits of Planning

Planning ahead in the college application process is one of the most valuable steps towards getting into the right school and acquiring the right education.  High school students need to be highly aware of the application deadlines that start appearing well ahead of their May graduation date.  They also need to plan in advance for the standardized testing.

Colleges and universities use the ACT or SAT to evaluate students on their academic performance.  It is important for students to take these tests very seriously, and therefore students need to aim for the highest possible score as possible.  If the desired college has an application deadline of late fall, all testing will need to be completed by early fall.  With ACT exams only being administered every few months, the timeline needed to accomplish a testing goal must encompass multiple months.

This multi-month action plan can include taking the test more than once to learn it and become comfortable with the environment.  An additional tool that some students use is test prep from a professional service.  Students looking for an SAT tutor should make multiple visits to an ACT or SAT tutor to take practice tests, reduce stress, and understand the types of questions that might be encountered on the exam.  Starting this level of preparation in the spring can really pay off in the late fall when applications are due.

Find the Right Design Team

It’s easy to find a company that can fulfill your specific needs when it comes to customizing certain things.  A clothing store can easily ship you a shirt in the correct size and a restaurant can remove toppings from your pizza or add sides to your order to make your meal complete.  But when you want to personalize something and make it truly unique, not all design teams are equal.

Finding a design team that can share your vision takes patience.  Most companies will claim to be able to deliver exactly what you need, but this might not be the case.  Decorating a custom birthday cake or adding unique words to a birthday card is easy.  Customizing clothing or designing a logo for a new company takes a great deal of communicating from the client and listening from the designer.

One of the better ways to pick a designer is to look for a design tool that lets you create your own image or logo.  A business that offers custom T-shirts in Columbia, MO has a design tool that lets clients build a mock-up design directly on a pretend piece of clothing.  A tool like this saves clients and businesses a great deal of time when it comes to figuring out exactly what the customer wants at the beginning of the design process.

How to Prevent Home Fires

Have your heating system checked by a heating and cooling company.  If the furnace isn’t working properly it could start a fire in your home.  A blower motor that is not cleaned could overheat and catch fire.  Also consider having your chimney and fireplace checked.

The same principle applies to the lint trap of your dryer.  If flammable lint and dust build up in the lint trap for too long, the heat coming from the dryer could set it on fire.  Remove lint from the lint trap after every use to keep anything from igniting, and it can also save you money as the machine remains at its highest efficiency.

Put out small fires before they get bigger.  Given the right conditions, a fire can double in size every 30 seconds, so a small fire should be put out immediately.  Use a fire extinguisher, such as a 5lb Buckeye ABC fire extinguisher.  It only costs $34.  And remember to store your fire extinguisher near an exit.  The kitchen might seem like the most appropriate place because of the stove being in the kitchen, but if a fire breaks out you’ll need to leave.  Having an extinguisher near a door greatly improves your chances of being able to use it before exiting.

How Beer Benefits from Coasters

Every business could benefit from more advertising, and in the same way better advertising is just as valuable, if not more.  The method in which a business sends its message is critical to the overall success of both the message and the business.  Take, for example, the rising business of craft beer.

 

The craft beer market is growing and with it, the ability to advertise with custom coasters. There are five reasons why custom coasters are a craft beer necessity.

  1. Brand awareness- There might not be any better way to make sure a beer drinker learns about a beer other than to tell him or her while they are drinking.  Custom coasters that sit beneath beer glasses and beer bottles are a constant source of brand awareness.  
  2. Boost sales- Custom coasters do more than tell people about new beers, they remind people to drink the brands and flavors they already know about.  An indecisive customer might select a craft beer only because they saw it on a custom coaster.
  3. Coasters are collectible-  If you make a coaster good enough, people take it home and suddenly the coaster becomes a free, long term advertisement.  People will keep their favorite coasters if they like the brand.
  4. Coasters are inexpensive-  The low cost of coasters, combined with their effectiveness, makes these advertisements some of the most cost-efficient ways of sending a message.
  5. Event reminders- Coasters serve as event reminders for upcoming events at a bar or restaurant.  From Karaoke nights to happy hour specials, coasters help people remember to return.

Zone Ten Product Photography Studio

One of the best ways to excel in business today is to maintain a clean, strong online presence.  Websites rely on sharp, high-resolution photographs to show products off to consumers. One of the best ways to accomplish this is to have high-quality photos taken of your product.  Zone Ten Product Photography Studio specializes in product photography.

One of the chief advantages to using this studio is the rapid return time.  Other studios might encounter projects that move slowly and face delays.  Zone Ten features product photography with a 10-day production window.  That ten days begins when a client sends products to Zone Ten Product Photography Studio.  In less than ten business days, items are professionally photographed in high resolution on a white background.  Some products work better standing alone, but others are best in groups, so Zone Ten handles the project accordingly.  Zone Ten Product Photography Studio will even visit clients in the St. Louis area if the subject matter cannot be moved.

The advantages of working with a small studio nearly guarantee that clients are satisfied with their product photography experience.  Zone Ten is a small studio that communicates directly with the product owner to deliver exactly what is needed.  After the photos are taken, customers view and download the prints as JPEGs from the Zone Ten website.  Items are even returned if the product includes a return label.  The product photography of this company is one of the best opportunities for a business to present its product well online.

 

Two Great Home Loans in Missouri

There are two types of home loans in Missouri that offer noticeable benefits. Both are worth pursuing, if you qualify.

The first is a Missouri USDA loan. If you are looking for a mortgage in a rural area, consider a Missouri USDA home loan. With this program, over 1 million homebuyers have bought homes with little or no money down. The other USDA benefits are complete financing, 30 year fixed rates, and low payments. These advantages don’t apply to everyone though. Knowing if you qualify first can be a smart first step.

To qualify, consider your location, income, and credit. Location is dependent on the property being USDA eligible. Income refers to the cap which you must stay under, which is $75,000 per year. It must also be under 115% of the average income in the area. Credit refers to credit score. You must have a score of at least 620 or a strong credit history. Contact a mortgage consultant to learn more.

The second type of loan is for veterans in St. Louis. Qualifying for a Missouri VA loan is often easier than a regular mortgage. Anyone who served in the armed forces should consider the 100% financing and lack of down payment that comes with a St. Louis VA loan.

Benefits vary widely based on how long you served, but three things that are always necessary are having a good credit score, income, and a valid Certificate of Eligibility.

Considering a Missouri USDA loan or a St. Louis VA loan could save you significant amounts of worry, hassle, and money in the long run.